fbpx Skip to main content

Practice Area

Mortgage, Construction and Mezzanine Loans

Discover Your Real Estate Financing Solution

Real estate transactions can be complex. To help ensure that your real estate transaction is done properly and in your best interest, you need the legal services of a skilled real estate attorney.
Pun & Associates can help make that process stress-free and smooth. Our law firm’s experienced real estate lawyers assist individuals and business entities in securing the real estate financing they need throughout New York and New Jersey. We are here to help you make informed decisions, seize opportunities, and embark on a financing journey that leads to success.

Guiding Your Real Estate Financing Journey

Our seasoned attorneys are your partners in the real estate financing process, guiding you every step of the way. From initial negotiation to meticulous documentation and finally to the closing, Pun & Associates ensures that you are well-informed and confidently positioned throughout the loan process.

Customized Solutions for Your Success

What sets Pun & Associates apart is our deep understanding of the legal intricacies involved in real estate financing. With this knowledge, we craft customized solutions that empower our clients to capitalize on investment opportunities while minimizing risk. Our commitment is to ensure that your financing aligns perfectly with your real estate goals.

What We Do for Borrowers

  • Reviewing and explaining loan documents to ensure understanding of terms.
  • Negotiating favorable loan terms, including interest rates, repayment schedules, and prepayment penalties.
  • Conducting due diligence on the property and transaction to identify potential risks.
  • Ensuring compliance with all lender requirements and applicable laws.
  • Advising on structuring the transaction to optimize tax and financial outcomes.
  • Coordinating with lenders, title companies, and other parties for smooth transaction execution.
  • Resolving any issues arising from the property appraisal, environmental assessments, or title searches.
  • Securing appropriate endorsements and insurance policies as required by the lender.
  • Facilitating the closing process, ensuring all documents are correctly executed.
  • Protecting the borrower’s interests throughout the transaction and in any post-closing matters.

What We Do for Lenders

  • Reviewing and drafting loan documents to ensure they meet legal standards and protect the lender’s interests.
  • Conducting thorough due diligence on the borrower and the property to assess risk.
  • Ensuring the loan agreement complies with all applicable federal, state, and local laws.
  • Negotiating terms of the loan, including security, covenants, and conditions, to safeguard the lender’s position.
  • Examining title and environmental reports to identify potential liabilities.
  • Coordinating with other parties, including title companies, surveyors, and insurance agents, to confirm all requirements are met.
  • Advising on the structuring of the loan to minimize risk and ensure legal and regulatory compliance.
  • Facilitating the closing process, ensuring all necessary documents are correctly executed and recorded.
  • Managing post-closing matters, including the release of liens, and addressing any exceptions on the title.
  • Protecting the lender’s rights in the event of borrower default, including navigating foreclosure processes.

Empowering Your Real Estate Financing Ventures

Whether you are navigating the world of mortgages, embarking on a construction project, or exploring mezzanine financing, Pun & Associates is your premier partner in real estate financing excellence. We are dedicated to empowering your real estate ventures and helping you achieve your financial objectives.

Welcome to Pun & Associates – Where Your Real Estate Financing Dreams Become Reality.

Call us today at (347) 814-6889 or contact us online to schedule a consultation with one of our attorneys.

Schedule a Free Consultation

    What Our Clients Say

    Alliah Rozan-Zevelev
    Alliah Rozan-Zevelev
    2024-02-22
    Trustindex verifies that the original source of the review is Google.
    We closed on our home in August 2023 in Nassau County, when I was 36 weeks pregnant. Shearon made the whole process from contract stage to closing seamless, answering all our questions as first time buyers. Highly recommend!
    Justin H
    Justin H
    2024-01-15
    Trustindex verifies that the original source of the review is Google.
    I have worked with Pun & Associates on multiple transactions and varying degrees of complexity. The team consistently provides great service, above and beyond expectations. They take the time to walk you through the process and are able to explain topics in a clear and concise manner. They have high attention to detail and treat clients with professionalism and respect. Rest assured, The Pun & Associates Team will help you successfully navigate deals while removing the stress from those on the other side of the transaction.
    Lovely Chen
    Lovely Chen
    2024-01-11
    Trustindex verifies that the original source of the review is Google.
    I am pleased to recommend Pun & Associates to my fellow buyers and sellers. This firm is not only professional in its service they add a personal touch that makes you feel safe and secure. They look out for your best interests. Shearon, Lily, Gary and Sandy are warm, patient, cooperative, meticulous and most importantly, well informed. They know the law. They've done 3 closings for me. Each went smoothly. More are on the way as I embark on a mission to purchase half the properties in Queens. Hook up with these guys. You will be completely satisfied.
    JIN CHEN
    JIN CHEN
    2024-01-09
    Trustindex verifies that the original source of the review is Google.
    I was the first time purchasing a condo unit in NYC. I had no idea how the purchasing process going as it could be complicated. Thanks to the professional service from Pun & Associates. They are able to walk through the closing process and do the due diligence to protect buyers rights. They are extremely patient to answer our questions. Importantly, they replied our email fast. It is totally worthy to have them be part of the consultant team. Recommended!
    Anthony L
    Anthony L
    2024-01-05
    Trustindex verifies that the original source of the review is Google.
    When what should have been a simple contract and closing turned into a months-long ordeal, Shearon and Wilson stepped in with the sharp minds and steady hands of seasoned professionals. The opposing counsel threw up roadblock after roadblock, but Shearon and Wilson navigated each hurdle with a combination of legal expertise, unwavering professionalism, and a genuine understanding of our concerns. They never lost their cool, even when tempers flared on the other side, and kept us informed and involved every step of the way. Their family business roots shone through in their collaborative approach and unwavering support. More than just legal aid, they felt like partners in the process, and I have no doubt they'll be by my side for future closings too. Highly recommended!
    Kent C
    Kent C
    2024-01-05
    Trustindex verifies that the original source of the review is Google.
    I have great experience w Pun & Associates legal team in closing my residential apartment at Forest Hills. They are very professional, friendly, great attention to details and efficient. Definitely to recommend!
    Frank Yu
    Frank Yu
    2024-01-04
    Trustindex verifies that the original source of the review is Google.
    It is very important to have a group of experienced attorneys helping you to go through the legal process of complex real estate transactions. Pun & Associates is my go to legal advisors for all my Real Estate Transactions. Shearon is great on all residential transactions where as Wilson is strong in commercial transactions. I strongly recommend them.
    Michael C
    Michael C
    2024-01-03
    Trustindex verifies that the original source of the review is Google.
    Compared to a lawyer that we hired before, Shearon is much better; we will hire her to sell our property later on.
    Joann P.
    Joann P.
    2024-01-02
    Trustindex verifies that the original source of the review is Google.
    I had the pleasure of working with Shearon Ramnarine-Jokhai recently and would highly recommend her services. She and Sandy Chen at her office were extremely professional and quick to answer every question I had about the timeline and process. They were both very patient and great about explaining different parts of the real estate process. All the interactions I had w/ Pun & Associates have been friendly and highly professional. Thank you so much.

    Get Your FREE Consultation Today!

    Contact Now