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Practice Area

Mortgage, Construction and Mezzanine Loans

Discover Your Real Estate Financing Solution

Real estate transactions can be complex. To help ensure that your real estate transaction is done properly and in your best interest, you need the legal services of a skilled real estate attorney.
Pun & Associates can help make that process stress-free and smooth. Our law firm’s experienced real estate lawyers assist individuals and business entities in securing the real estate financing they need throughout New York and New Jersey. We are here to help you make informed decisions, seize opportunities, and embark on a financing journey that leads to success.

Guiding Your Real Estate Financing Journey

Our seasoned attorneys are your partners in the real estate financing process, guiding you every step of the way. From initial negotiation to meticulous documentation and finally to the closing, Pun & Associates ensures that you are well-informed and confidently positioned throughout the loan process.

Customized Solutions for Your Success

What sets Pun & Associates apart is our deep understanding of the legal intricacies involved in real estate financing. With this knowledge, we craft customized solutions that empower our clients to capitalize on investment opportunities while minimizing risk. Our commitment is to ensure that your financing aligns perfectly with your real estate goals.

What We Do for Borrowers

  • Reviewing and explaining loan documents to ensure understanding of terms.
  • Negotiating favorable loan terms, including interest rates, repayment schedules, and prepayment penalties.
  • Conducting due diligence on the property and transaction to identify potential risks.
  • Ensuring compliance with all lender requirements and applicable laws.
  • Advising on structuring the transaction to optimize tax and financial outcomes.
  • Coordinating with lenders, title companies, and other parties for smooth transaction execution.
  • Resolving any issues arising from the property appraisal, environmental assessments, or title searches.
  • Securing appropriate endorsements and insurance policies as required by the lender.
  • Facilitating the closing process, ensuring all documents are correctly executed.
  • Protecting the borrower’s interests throughout the transaction and in any post-closing matters.

What We Do for Lenders

  • Reviewing and drafting loan documents to ensure they meet legal standards and protect the lender’s interests.
  • Conducting thorough due diligence on the borrower and the property to assess risk.
  • Ensuring the loan agreement complies with all applicable federal, state, and local laws.
  • Negotiating terms of the loan, including security, covenants, and conditions, to safeguard the lender’s position.
  • Examining title and environmental reports to identify potential liabilities.
  • Coordinating with other parties, including title companies, surveyors, and insurance agents, to confirm all requirements are met.
  • Advising on the structuring of the loan to minimize risk and ensure legal and regulatory compliance.
  • Facilitating the closing process, ensuring all necessary documents are correctly executed and recorded.
  • Managing post-closing matters, including the release of liens, and addressing any exceptions on the title.
  • Protecting the lender’s rights in the event of borrower default, including navigating foreclosure processes.

Empowering Your Real Estate Financing Ventures

Whether you are navigating the world of mortgages, embarking on a construction project, or exploring mezzanine financing, Pun & Associates is your premier partner in real estate financing excellence. We are dedicated to empowering your real estate ventures and helping you achieve your financial objectives.

Welcome to Pun & Associates – Where Your Real Estate Financing Dreams Become Reality.

Call us today at (718) 661-0010 or contact us online to schedule a consultation with one of our attorneys.

Schedule a Free Consultation

    What Our Clients Say

    Linda Yung
    Linda Yung
    2023-04-28
    It had been my great pleasure working with Gary Chen , the Paralegal, for closing my sale of my house for the last two months, He iwas always polite and knowledgeable to have my questions solved. It made me a very smooth closing. I appreciate his work.
    Priscilla Tran
    Priscilla Tran
    2023-04-20
    Gary and Shearon were a crucial part of our co-op purchase process. Our apartment was an estate sale that took 8 months to close, which is not typical. Gary and Shearon exercised their patience and expertise to walk me and my husband through the ordeal and we always felt like they went above and beyond for us! They were prompt in their response and never made me feel like any concern was too small to bring up. I highly recommend their services and would not hesitate to have them on our team for future real estate transactions.
    QIN ZHAO
    QIN ZHAO
    2023-04-20
    Got a deed transfer done , Shearon and Gary are so friendly made me feel as I was more than just another client . Very professional also GREAT service went above and beyond. Will definitely come back and recommend anyone.
    Theresa Mancusi
    Theresa Mancusi
    2023-03-31
    Shearon was ABSOLUTELY AMAZING with handling our real estate. She was so nice, communicative, and incredible in the way she handled things. Our situation was not easy and she handled it incredibly.
    Becky Ngo
    Becky Ngo
    2023-03-09
    Shearon and her team recently helped close our first home, and to say they were fantastic is an understatement. It was a more than usual complex transaction, with seller being out of the country and other factors coming into play, and there was more than one time that Shearon's expertise and negotiation has helped the deal move forward and taken us to the finish line. She was always available for a call if any issues or questions were to come up, offered suggestion, advice and knowledge, and worked tirelessly to ensure we as her clients are satisfied with the transaction terms. Without her, I don't think we would have been able to closes this deal this smoothly. Thank you Shearon!
    Irene
    Irene
    2023-03-08
    We used Pun & Associates for our residential sale, it was a wonderful experience. Gary and Shearon are a pleasure to work with. They are very responsive with emails and calls. It's complicated to deal with contracts but they are very patience, took their time to explain and walk me through the process. Most of all, they have my interest at heart, and I appreciate that. It's a great team dynamic, will definitely use them again for any legal service or representation.
    Pin Tai
    Pin Tai
    2023-03-08
    I really appreciated the Pun & Associates legal team in helping me closed the sale of a property in Flushing. They are very professional, friendly, great attention to details and efficient. They helped me prepare the PSA, deal with the buyer's attorney, set up the escrow and coordinate the closing, all done in less than one month. I would highly recommend them to everyone.
    lilian zhen
    lilian zhen
    2023-03-02
    I highly recommend Pun & Associate to everyone who looking for purchase a new house! They are so professional and care about the clients! They walked me through every detail on the contract and really care about my right! I received the house closing notification three days before the actual closing date from seller. it's so tight but Gary was able to have all the docs and list prepared for me and finally we were able to finished closing on time! I really appreciate all the hard work that Gary had done for me! The whole process is so smooth, I don't need to worry anything cause Gary followed up everything very well! I definitely will recommend them to my friend and family! It was a great experience and I am so glad that I choose their firm!

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